Do you have your eye on a stretch of land or an appealing lot? You’ve come to the right place.
Vinton County National Bank is one of only a few banks in the region to offer loans on land and vacant lots with low down payments and attractive rates. We also keep closing costs at a minimum.
Pre-Qualify or Apply Now Find a Lender
Construction Loans
We offer loans that take you through the construction phase of your new home, into the permanent financing you will need once your home is complete.
- 10% Down Payment Requirement1
- Equity in the existing lot can be used for down payment
- One time closing fee
- Construction period of up to 12 months
- Interest Only during the construction phase
- No Private Mortgage Insurance required
- Ability to escrow
- Quick, efficient draws throughout
Pre-Qualify or Apply Now Find a Lender
More questions? Chat with us online or click here to ask a question.
1 Credit qualifications must be met.