• Vinton County National Bank

    Integrity. Security. Trust.

    At VCNB, we work hard every day to do what’s right – even when no one is looking. We treat people the way we want to be treated, volunteer in our communities, and keep a watchful eye to safeguard our customers.

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  • Vinton County National Bank

    Here For You Now. Here For Your Future!  

    We want to help you build that wonderful, cherished place where you can live a life you love for years to come.   

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  • Vinton County National Bank

    Community Champions Checking!

    A new checking account with extra perks for those who give their all for our communities. This robust account is especially for first responders, veterans, active military, and anyone employed in the fields of healthcare or education.

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  • Vinton County National Bank

    Saving for a New Home?

    We offer a special savings account that can help you achieve your goal. Check out Ohio Homebuyer Plus!

    Ohio Homebuyer Plus

Today's Featured Rates 6 Month CD 15 Month CD Rate Watchers
Money Market

Open Online

APY

4.00%

Interest Rate

3.92%

APY

3.75%

Interest Rate

3.68%

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Disclosures: The following deposit rates are subject to change. Annual Percentage Yield (APY) is based on daily compounding of interest and assumes interest is added to principal balance. No Broker deposits accepted and other terms may be available. Featured 6 Month and 15 Month rates require $2,500 minimum balance.  Penalty will be imposed for early withdrawal. Fees could reduce earnings on accounts. Rates accurate as of August 6, 2025.

Today's Featured Rates 30 Year Fixed Rate 20 Year Fixed Rate 15 Year Fixed Rate

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Rate

6.250%

APR

6.332%

Points

0.00%

Rate

6.250%

APR

6.358%

Points

0.00%

Rate

5.875%

APR

6.010%

Points

0.00%

Disclosures: Annual Percent Rate (APR) and fees are subject to change without notice. Credit subject to approval and sufficient property appraisal. Rate shown is for a single family residence/owner occupied and requires a 20% down payment. A $150,000 fixed-rate mortgage for 30 years (360 monthly payments) at an annual interest rate of 6.250% will have a monthly payment of approximately $923.58. Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Rates accurate as of August 29, 2025.

 

Hello! How can we help you today?

VCNB offers a variety of ways for our customers to do business. Make a fee-free payment to your VCNB loan account from a checking or savings at another bank, open a checking account or apply for a mortgage all from the comfort of your computer, tablet or phone. If you would rather visit us in-person, we'd be happy to meet with you.

Contact us

Vinton County Nationall Bank

 

LEADING TECHNOLOGY, LOCAL SUPPORT

VCNB provides you with the leading technology you need to do your everyday banking. We offer technology like mobile banking and mobile deposit, best in class bill pay and customized account alerts. We even have Zelle® so you can easily send and receive money with friends and family.

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Vinton County National Bank

Small Business Spotlight: The History Store

The History Store is located in Chillicothe’s historic downtown and is your destination for miniatures, books and other items that help keep...
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Vinton County National Bank

Why Use Online Banking?

If you are concerned about the security of your bank accounts, have a desire to know what’s going on with your money, or simply appreciate...
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You have probably heard of fire prevention but are you familiar with EMS prevention?

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Vinton County National Bank

Dale Massie Will Retire After 44 Years In Banking

Join Dale for cupcakes on July 30 and help him celebrate his successful career! 

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President Mark Erslan

 

CEO, Mark Erslan

We have been serving customers at VCNB since 1867. Many of our customers have been with us for generations because they know the value of experience and the value of a bank that will be there for them in the good times and the bad.

There’s nothing more important to us than our employees and the people we serve. That's why we stand by our core values which say that we will always do the right thing by our employees, customers, shareholders and community. Service with integrity. That’s why we’re here. That’s what we do.

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