Important Announcement

Attention VCNB Debit Card Holders: In an effort to always provide you with valuable financial tools and benefits, your VCNB Mastercard® debit card is becoming a Tap to Pay with Visa® debit card!  Your basic account terms, uChoose Rewards®, and our commitment to your security and satisfaction will remain the same.  As the transition approaches, we’ll send you more information. In the meantime, you can contact our Customer Service Team at 800.542.5004 with any questions.

Vinton County National Bank

Checking My Way

Truly Flexible Checking

Have you had enough with checking accounts that nickel and dime you at every turn? Then set yourself free and say goodbye to minimum balance requirements and fees. The VCNB Checking My Way is one of our personal banking products designed to give you the features and options you’d expect, without the banking fees that you don’t want. This flexible, no minimum checking account will help you manage your money the way you want - and without all the costs.

  • No minimum balance requirements
  • No fees for electronic statements1
  • Free standard debit card
  • Optional $5.00 annual upgrade for a custom debit card
  • Optional $10.00 annual upgrade for a school spirit debit card
  • Savings Transfer Service2
  • Online Banking
  • Mobile Banking & Mobile Deposits
  • Over 32,000 surcharge-free ATMs nationwide through the MoneyPass® network

Open a Checking My Way Account in Minutes

Open Now

  1. $3.00 fee for paper statements without check images and $5.00 fee for paper statements with check images.
  2. The savings transfer service deposits money from your savings to your checking in increments of $50 in the event of an overdraft.
Vinton County National Bank

Vinton County National Bank

VCNB Mobile

Access your bank account right from your phone with VCNB Mobile.

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