Scam Alert

We've received reports that scammers are spoofing our phone numbers and pretending to be the bank when calling customers and requesting personal and account information. Please remember that we will never call, text, or email you asking you to log in or share your personal information like your PIN, account numbers, account balances, or full social security number. If you received a call from someone saying they work for VCNB and you answered these types of questions, please contact our Customer Service Team immediately at 800.542.5004.

Vinton County National Bank

Checking My Way

Truly Flexible Checking

Have you had enough with checking accounts that nickel and dime you at every turn? Then set yourself free and say goodbye to minimum balance requirements and fees. The VCNB Checking My Way is one of our personal banking products designed to give you the features and options you’d expect, without the banking fees that you don’t want. This flexible, no minimum checking account will help you manage your money the way you want - and without all the costs.

  • No minimum balance requirements1
  • No fees for electronic statements2
  • Free standard debit card
  • Optional $5.00 annual upgrade for a custom debit card
  • Optional $10.00 annual upgrade for a school spirit debit card
  • Savings Transfer Service3
  • Online Banking
  • Mobile Banking & Mobile Deposits
  • Over 40,000 surcharge-free ATMs nationwide through the MoneyPass® network

Open a Checking My Way Account in Minutes

Open Now
 


  1. Account must be opened with a minimum deposit of $100.00.
  2. $3.00 fee for paper statements without check images and $5.00 fee for paper statements with check images.
  3. The savings transfer service deposits money from your savings to your checking in increments of $50 in the event of an overdraft.
Vinton County National Bank

Vinton County National Bank

VCNB Mobile

Access your bank account right from your phone with VCNB Mobile.

Read more

scrolltop