Important Announcement

We have moved our website to VCNBfamily.bank. While you’re here, take a look around our new site. We have worked hard to make it easy to navigate and to populate it with lots of useful tools and information to make your banking life easier. This new site will also be safer and more secure for both the bank and for you thanks to the new .bank domain. After all, nothing is more important to us than your online security.

  • Vinton County National Bank

    New Look, Same Great Service!

    We asked for your feedback and then went to work creating a new website designed just for you. Go ahead, look around!

    Find out more

  • Vinton County National Bank

    Choose Your Rewards!

    VCNB Rewards Checking featuring uChoose Rewards® lets you choose from cashback, travel, gift cards, and more!

    Learn more

  • Vinton County National Bank

    New Look, Same Great Service!

    We asked for your feedback and then went to work creating a new website designed just for you. Go ahead, look around!

    Find out more

Today's Featured Rates 9 Month CD 24 Month "One Bump" CD Health Savings Account
$1,000+

Open Online

APY

2.02%

Interest Rate

2.00%

APY

2.53%

Interest Rate

2.50%

APY

.30%

Interest Rate

.30%

For additional rates and terms visit our rates page.

Disclosures: The following deposit rates are subject to change. Annual Percentage Yield (APY) is based on daily compounding of interest and assumes interest is added to principal balance. No Broker deposits accepted and other terms may be available. Featured 9 Month and 24 Month CD rates require $2,500 minimum balance. 24 Month "One Bump" CD allows for one rate increase - The interest rate may change after account opening with customer's request to initiate a one time rate bump during the initial term of the CD. The CD maturity date will stay the same. Penalty will be imposed for early withdrawal. Fees could reduce earnings on accounts. Rates accurate as of September 23, 2022.

Today's Featured Rates 30 Year Fixed Rate 20 Year Fixed Rate 15 Year Fixed Rate

Apply Now!

Rate

7.500%

APR

7.566%

Points

0.00%

Rate

7.125%

APR

7.209%

Points

0.00%

Rate

6.500%

APR

6.603%

Points

0.00%

Disclosures: Annual Percent Rate (APR) and fees are subject to change without notice. Credit subject to approval and sufficient property appraisal. Rate shown is for a single family residence/owner occupied and requires a 20% down payment. A $200,000 fixed-rate mortgage for 30 years (360 monthly payments) at an annual interest rate of 7.500% will have a monthly payment of approximately $1,398.43 Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Rates accurate as of September 26, 2022.

 

Hello! How can we help you today?

VCNB offers a variety of ways for our customers to do business. Make a fee-free payment to your VCNB loan account from a checking or savings at another bank, open a checking account or apply for a mortgage all from the comfort of your computer, tablet or phone. If you would rather visit us in-person, we'd be happy to meet with you.

Contact us

Vinton County Nationall Bank

 

LEADING TECHNOLOGY, LOCAL SUPPORT

VCNB provides you with the leading technology you need to do your everyday banking. We offer technology like mobile banking and mobile deposit, best in class bill pay and customized account alerts. We even have Zelle® so you can easily send and receive money with friends and family.

Find out more

Vinton County National Bank

Small Business Spotlight: Danbarry Cinemas

Being a small business owner is a tough job! That’s why we feature a different small business in our Small Business Spotlight every month....
Vinton County National Bank

Three Ways To Earn More Rewards With Rewards Checking

If you are a Rewards Checking customer at VCNB, you probably are excited about all the great rewards you have been getting just for using your...
Vinton County National Bank

Earn uChoose Rewards With Rewards Checking

You work hard for your money and we think you should receive a reward when you spend it. That’s why we offer a checking account that rewards...
Vinton County National Bank

How VCNB Can Simplify Your Money Life

Many of us long for a simpler life. Between work and school, volunteer activities and all the things we do for fun, sometimes it feels like we are...

President Mark Erslan

 

President Mark Erslan

We have been serving customers at VCNB since 1867. Many of our customers have been with us for generations because they know the value of experience and the value of a bank that will be there for them in the good times and the bad.

There’s nothing more important to us than our employees and the people we serve. That's why we stand by our core values which say that we will always do the right thing by our employees, customers, shareholders and community. Service with integrity. That’s why we’re here. That’s what we do.

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