• Vinton County National Bank

    Bump It Up!

    Get a 24 Month "One Bump" Certificate of Deposit now and bump your rate once during your term if rates go up!  

    Learn more

  • Vinton County National Bank

    Choose Your Rewards!

    VCNB Rewards Checking featuring uChoose Rewards® lets you choose from cashback, travel, gift cards, and more!

    Learn more

  • Vinton County National Bank

    Bump It Up!

    Get a 24 Month "One Bump" Certificate of Deposit now and bump your rate once during your term if rates go up!

    Learn more

Today's Featured Rates 3 Month CD 9 Month CD 18 Month CD

Open Online

APY

2.79%

Interest Rate

2.75%

APY

3.05%

Interest Rate

3.00%

APY

3.30%

Interest Rate

3.25%

For additional rates and terms visit our rates page.

Disclosures: The following deposit rates are subject to change. Annual Percentage Yield (APY) is based on daily compounding of interest and assumes interest is added to principal balance. No Broker deposits accepted and other terms may be available. Featured 3 Month, 9 Month, and 18 Month CD rates require $2,500 minimum balance. Penalty will be imposed for early withdrawal. Fees could reduce earnings on accounts. Rates accurate as of November 22, 2022.

Today's Featured Rates 30 Year Fixed Rate 20 Year Fixed Rate 15 Year Fixed Rate

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Rate

6.875%

APR

6.939%

Points

0.00%

Rate

6.50%

APR

6.582%

Points

0.00%

Rate

6.250%

APR

6.352%

Points

0.00%

Disclosures: Annual Percent Rate (APR) and fees are subject to change without notice. Credit subject to approval and sufficient property appraisal. Rate shown is for a single family residence/owner occupied and requires a 20% down payment. A $200,000 fixed-rate mortgage for 30 years (360 monthly payments) at an annual interest rate of 6.875% will have a monthly payment of approximately $1,313.86 Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Rates accurate as of December 6, 2022.

 

Hello! How can we help you today?

VCNB offers a variety of ways for our customers to do business. Make a fee-free payment to your VCNB loan account from a checking or savings at another bank, open a checking account or apply for a mortgage all from the comfort of your computer, tablet or phone. If you would rather visit us in-person, we'd be happy to meet with you.

Contact us

Vinton County Nationall Bank

 

LEADING TECHNOLOGY, LOCAL SUPPORT

VCNB provides you with the leading technology you need to do your everyday banking. We offer technology like mobile banking and mobile deposit, best in class bill pay and customized account alerts. We even have Zelle® so you can easily send and receive money with friends and family.

Find out more

Vinton County National Bank

Small Business Spotlight: Baskets N Boughs

Ask Sue Temple about her work and she practically lights up the room with her enthusiasm. Perhaps that’s because her business is all about...
Vinton County National Bank

Spare Coins Add Up With VCNB Coin Machines

Have extra coins lying around? Try using a VCNB coin machine! 

Vinton County National Bank

Reward Yourself With Rewards Points This Holiday Season

VCNB Rewards Checking customers and our Visa® Platinum Credit Card customers have a secret weapon when it comes to spending money.

Vinton County National Bank

Prepare For Next Christmas With A Christmas Club

A VCNB Christmas Club will save you stress next Christmas. 

President Mark Erslan

 

President Mark Erslan

We have been serving customers at VCNB since 1867. Many of our customers have been with us for generations because they know the value of experience and the value of a bank that will be there for them in the good times and the bad.

There’s nothing more important to us than our employees and the people we serve. That's why we stand by our core values which say that we will always do the right thing by our employees, customers, shareholders and community. Service with integrity. That’s why we’re here. That’s what we do.

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