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  • Vinton County National Bank

    What's Your Next Chapter?

    Whether it's making room for baby, buying that dream car, or saving for your financial security, our bankers are excited to lend a hand.  Whatever story you want to live, we want to help.  Let's write your next chapter together! 

    Learn more

  • Vinton County National Bank

    Choose Your Rewards!

    VCNB Rewards Checking featuring uChoose Rewards® lets you choose from cashback, travel, gift cards, and more!

    Learn more

  • Vinton County National Bank

    What's Your Next Chapter!

    Whether it's making room for baby, buying that dream car, or saving for your financial security, our bankers are excited to lend a hand.  Whatever story you want to live, we want to help.  Let's write your next chapter together! 

    Learn more

Today's Featured Rates 9 Month CD 15 Month CD 24 Month "Bump" CD

Open Online

APY

3.56%

Interest Rate

3.50%

APY

4.08%

Interest Rate

4.00%

APY

3.30%

Interest Rate

3.25%

For additional rates and terms visit our rates page.

Disclosures: The following deposit rates are subject to change. Annual Percentage Yield (APY) is based on daily compounding of interest and assumes interest is added to principal balance. No Broker deposits accepted and other terms may be available. Featured 9 Month, 15 Month, and 24 Month "Bump" CD rates require $2,500 minimum balance.  The 24 Month "Bump" CD allows the customer to initiate a one-time rate bump during the initial term of the CD. The maturity date will stay the same. Penalty will be imposed for early withdrawal. Fees could reduce earnings on accounts. Rates accurate as of December 27, 2022.

Today's Featured Rates 30 Year Fixed Rate 20 Year Fixed Rate 15 Year Fixed Rate

Apply Now!

Rate

6.500%

APR

6.562%

Points

0.00%

Rate

6.000%

APR

6.080%

Points

0.00%

Rate

6.000%

APR

6.101%

Points

0.00%

Disclosures: Annual Percent Rate (APR) and fees are subject to change without notice. Credit subject to approval and sufficient property appraisal. Rate shown is for a single family residence/owner occupied and requires a 20% down payment. A $200,000 fixed-rate mortgage for 30 years (360 monthly payments) at an annual interest rate of 6.500% will have a monthly payment of approximately $1,264.14. Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Rates accurate as of January 27, 2023.

 

Hello! How can we help you today?

VCNB offers a variety of ways for our customers to do business. Make a fee-free payment to your VCNB loan account from a checking or savings at another bank, open a checking account or apply for a mortgage all from the comfort of your computer, tablet or phone. If you would rather visit us in-person, we'd be happy to meet with you.

Contact us

Vinton County Nationall Bank

 

LEADING TECHNOLOGY, LOCAL SUPPORT

VCNB provides you with the leading technology you need to do your everyday banking. We offer technology like mobile banking and mobile deposit, best in class bill pay and customized account alerts. We even have Zelle® so you can easily send and receive money with friends and family.

Find out more

Vinton County National Bank

Small Business Spotlight: Downtown Jackson Nutrition

Who knew that nutrition could be so tasty? Click to read all about the amazing menu at Downtown Jackson Nutrition.

Vinton County National Bank

Greg Westenhouser To Retire Friday After 37 Years With VCNB

Greg Westenhouser relects on his career as he prepares to retire this week. 

Vinton County National Bank

Rosemary Hajost Retires From CBI Board

Rosemary Hajost retired from the CBI Board of Directors last month, ending a forty year career as a Director. We are indebted to her for...
Vinton County National Bank

Get Your Finances Back On Track With A Spending Fast

Does it feel like your spending is out of control? It happens to the best of us. Maybe you should consider a January spending fast! 

President Mark Erslan

 

President Mark Erslan

We have been serving customers at VCNB since 1867. Many of our customers have been with us for generations because they know the value of experience and the value of a bank that will be there for them in the good times and the bad.

There’s nothing more important to us than our employees and the people we serve. That's why we stand by our core values which say that we will always do the right thing by our employees, customers, shareholders and community. Service with integrity. That’s why we’re here. That’s what we do.

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