Important Announcement

We have moved our website to VCNBfamily.bank. While you’re here, take a look around our new site. We have worked hard to make it easy to navigate and to populate it with lots of useful tools and information to make your banking life easier. This new site will also be safer and more secure for both the bank and for you thanks to the new .bank domain. After all, nothing is more important to us than your online security.

  • Vinton County National Bank

    New Look, Same Great Service!

    We asked for your feedback and then went to work creating a new website designed just for you. Go ahead, look around!

    Find out more

  • Vinton County National Bank

    Choose Your Rewards!

    VCNB Rewards Checking featuring uChoose Rewards® lets you choose from cashback, travel, gift cards, and more!

    Learn more

  • Vinton County National Bank

    New Look, Same Great Service!

    We asked for your feedback and then went to work creating a new website designed just for you. Go ahead, look around!

    Find out more

Today's Featured Rates 30 Year Fixed Rate 20 Year Fixed Rate 15 Year Fixed Rate

Apply Now!

Rate

5.625%

APR

5.684%

Points

0.00%

Rate

5.375%

APR

5.453%

Points

0.00%

Rate

5.250%

APR

5.349%

Points

0.00%

Disclosures: Annual Percent Rate (APR) and fees are subject to change without notice. Credit subject to approval and sufficient property appraisal. Rate shown is for a single family residence/owner occupied and requires a 20% down payment. A $200,000 fixed-rate mortgage for 30 years (360 monthly payments) at an annual interest rate of 5.625% will have a monthly payment of approximately $1,151.31 Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Rates accurate as of August 5, 2022.

Today's Featured Rates 9 Month CD 24 Month CD Health Savings Account
$1,000+

Open Online

APY

0.75%

Interest Rate

0.75%

APY

1.00%

Interest Rate

1.00%

APY

.30%

Interest Rate

.30%

For additional rates and terms visit our rates page.

Disclosures: The following deposit rates are subject to change. Annual Percentage Yield (APY) is based on daily compounding of interest and assumes interest is added to principal balance. No Broker deposits accepted and other terms may be available. Featured 9 Month CD rate requires $25,000 minimum balance. Featured 24 Month CD rate requires $2,500 minimum balance. Penalty will be imposed for early withdrawal. Fees could reduce earnings on accounts. Rates accurate as of July 25, 2022.

 

Hello! How can we help you today?

VCNB offers a variety of ways for our customers to do business. Make a fee-free payment to your VCNB loan account from a checking or savings at another bank, open a checking account or apply for a mortgage all from the comfort of your computer, tablet or phone. If you would rather visit us in-person, we'd be happy to meet with you.

Contact us

Vinton County Nationall Bank

 

LEADING TECHNOLOGY, LOCAL SUPPORT

VCNB provides you with the leading technology you need to do your everyday banking. We offer technology like mobile banking and mobile deposit, best in class bill pay and customized account alerts. We even have Zelle® so you can easily send and receive money with friends and family.

Find out more

Vinton County National Bank

VCNB Donates To McArthur Christmas Decoration Project

The holidays should be a little brighter in McArthur this year. That’s because there is a committee of local volunteers working to raise...
Vinton County National Bank

Community Spotlight: Danielle's Animal Safe Haven

Danielle Tourtellot has been rescuing animals for as long as she can remember. She was that child who dragged home frogs and stray dogs in need...
Vinton County National Bank

Marsha Collins Will Retire Friday

Marsha Collins isn’t the type of woman to just sit around. The Senior Loan Administrator at VCNB has been working since she was just a kid...
Vinton County National Bank

Save Now For A Merrier Christmas

There are two types of people in this world – the ones who get excited because Christmas is less than six months away -  and those who...

President Mark Erslan

 

President Mark Erslan

We have been serving customers at VCNB since 1867. Many of our customers have been with us for generations because they know the value of experience and the value of a bank that will be there for them in the good times and the bad.

There’s nothing more important to us than our employees and the people we serve. That's why we stand by our core values which say that we will always do the right thing by our employees, customers, shareholders and community. Service with integrity. That’s why we’re here. That’s what we do.

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