Your Southern & Central Ohio Community Bank | Vinton County National Bank

Community Champions Checking!

A new checking account with extra perks for those who give their all for our communities. This robust account is especially for first responders, veterans, active military, and anyone employed in the fields of healthcare or education.

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Community Champions Checking!

A new checking account with extra perks for those who give their all for our communities. This robust account is especially for first responders, veterans, active military, and anyone employed in the fields of healthcare or education.

Learn more
Rate Watchers Money Market Account!

For the rate driven saver interested in maximizing competitive savings rates.

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Deposit Rates
Mortgage Rates

Today's Featured Rates			10 Month CD		17 Month CD		Rate Watchers Money Market
Open Online			APY 4.75%	Interest Rate 4.64%	APY 5.00%	Interest Rate 4.88%	Click for Rates!

Disclosures: The following deposit rates are subject to change. Annual Percentage Yield (APY) is based on daily compounding of interest and assumes interest is added to principal balance. No Broker deposits accepted and other terms may be available. Featured 7 Month and 17 Month rates require $2,500 minimum balance. Penalty will be imposed for early withdrawal. Fees could reduce earnings on accounts. Rates accurate as of September 11, 2023.

Today's Featured Rates			30 Year Fixed Rate			20 Year Fixed Rate			15 Year Fixed Rate
Apply Now!			Rate 7.250%	APR 7.337%	Points 0.00%	Rate 8.000%	APR 8.116%	Points 0.00%	Rate 7.500%	APR 7.641%	Points 0.00%

Disclosures: Annual Percent Rate (APR) and fees are subject to change without notice. Credit subject to approval and sufficient property appraisal. Rate shown is for a single family residence/owner occupied and requires a 20% down payment. A $150,000 fixed-rate mortgage for 30 years (360 monthly payments) at an annual interest rate of 7.250% will have a monthly payment of approximately $1023.26 Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Rates accurate as of September 28, 2023.

Hello! How can we help you today?

VCNB offers a variety of ways for our customers to do business. Make a fee-free payment to your VCNB loan account from a checking or savings at another bank, open a checking account or apply for a mortgage all from the comfort of your computer, tablet or phone. If you would rather visit us in-person, we'd be happy to meet with you.

Vinton County Nationall Bank

LEADING TECHNOLOGY, LOCAL SUPPORT

VCNB provides you with the leading technology you need to do your everyday banking. We offer technology like mobile banking and mobile deposit, best in class bill pay and customized account alerts. We even have Zelle® so you can easily send and receive money with friends and family.

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Small Business Spotlight: Frank's Country Cottage

Frank's Country Cottage is a quaint cottage on 40 beautiful acres in Vinton County.

All You Need To Know: Rewards Checking 101

You’ve heard us talk about Rewards Checking but do you know how it actually works? We have the 101 for you today!

Small Business Spotlight: Kumbha-Yah Café and EV Market...

Kumbha-Yah Café and EV Market Place is more than a gas station - it's full of all kinds of surprises and conveniences for the weary traveler...

What We Mean When We Say Every Business Needs A Judy

President Mark Erslan

We have been serving customers at VCNB since 1867. Many of our customers have been with us for generations because they know the value of experience and the value of a bank that will be there for them in the good times and the bad.

There’s nothing more important to us than our employees and the people we serve. That's why we stand by our core values which say that we will always do the right thing by our employees, customers, shareholders and community. Service with integrity. That’s why we’re here. That’s what we do.

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Community Champions Checking!