Important Announcement

Attention VCNB Debit Card Holders: In an effort to always provide you with valuable financial tools and benefits, your VCNB Mastercard® debit card is becoming a Tap to Pay with Visa® debit card!  Your basic account terms, uChoose Rewards®, and our commitment to your security and satisfaction will remain the same.  As the transition approaches, we’ll send you more information. In the meantime, you can contact our Customer Service Team at 800.542.5004 with any questions.

Vinton County National Bank

Health Savings Accounts

A tax-free way to help pay for medical expenses

Just as high-deductible health insurance plans are increasing in popularity, so are Health Savings Accounts (HSAs). With an HSA from Vinton County National Bank, your employees can put away tax-free dollars to apply toward their health insurance deductible should they have a claim for medical care. If you are interested in having a representative come to your business and speak to your employees about HSA accounts, call 800.542.5004 and ask to speak to a Personal Banker.

Control healthcare costs with

  • Tax-deductible contributions
  • Tax-free earnings
  • Tax-free distributions

More ways to save

Set up electronic statements with Vinton County National Bank and we’ll wave the $3.00 monthly account fee. Lose a debit card? No problem, replacement cards are only $5.00.

Health Savings accounts also come with these additional features:

  • Complimentary first box of checks
  • Online account access
  • Monthly statement
  • Debit Card

Learn more about HSAs


For 2022, HSAs require an annual deductible of at least $1,400 for an individual, or $2,800 for a family. The account owner is responsible for determining eligibility. It's a good idea to consult your tax advisor before opening an account.

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Vinton County National Bank

Vinton County National Bank

Checking Account

Don’t have a checking account with VCNB? Now’s the perfect time to start one. Open online today.

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