Important Announcement

Attention VCNB Debit Card Holders: In an effort to always provide you with valuable financial tools and benefits, your VCNB Mastercard® debit card is becoming a Tap to Pay with Visa® debit card!  Your basic account terms, uChoose Rewards®, and our commitment to your security and satisfaction will remain the same.  As the transition approaches, we’ll send you more information. In the meantime, you can contact our Customer Service Team at 800.542.5004 with any questions.

Vinton County National Bank

Personal Loans

Personal loan choices designed with you in mind.

Life is full of surprises. But a personal loan from VCNB can help keep your life moving in the right direction. Whether the kids need braces or the furnace needs to be replaced, personal loans give you the money and the confidence to get the job done. No matter how you use it, we can help find the perfect loan for your project or needs.

Personal Loan Features

At VCNB, we make managing your loan easy. Set up electronic loan payments, payment reminders, and other helpful features. It’s a hassle-free way to manage your loan.

College Ave® Student Loans

Paying for College can be stressful. VCNB has partnered with College Ave Student Loans, a private student loan company, to provide financing options without the stress.

College Ave offers undergraduate, graduate, parent, and refinance loans. Whether you’re a college student, college graduate or the parent of a college student, we’ll help you find the best loan with a 3- minute application, instant credit decision and no fees to apply.

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Have More Questions? 

Meet with one of our experienced lenders who can answer all your questions.

Find a VCNB office near you

Already a customer and ready to apply?

Log into your online banking and click Apply for a Loan at the top.

Vinton County National Bank will never contact a customer via phone, e-mail, text message or direct mail asking for any of your credentials including usernames, passwords, account numbers, social security numbers, etc.

All loans are subject to application and credit approval.

Vinton County National Bank

Vinton County National Bank

Checking Account

Don’t have a checking account with VCNB? Now’s the perfect time to start one. Open online today.

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