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Land and Construction Loans

Land & Construction Loans

Do you have your eye on a stretch of land or an appealing lot? You’ve come to the right place.

Vinton County National Bank is one of only a few banks in the region to offer loans on land and vacant lots with low down payments and attractive rates. We also keep closing costs at a minimum.

Pre-Qualify or Apply Now Find a Lender

Construction Loans

We offer loans that take you through the construction phase of your new home, into the permanent financing you will need once your home is complete.

  • 10% Down Payment Requirement1
  • Equity in the existing lot can be used for down payment
  • One time closing fee
  • Construction period of up to 12 months
  • Interest Only during the construction phase
  • No Private Mortgage Insurance required
  • Ability to escrow
  • Quick, efficient draws throughout

Pre-Qualify or Apply Now Find a Lender

More questions? Chat with us online or click here to ask a question.

1 Credit qualifications must be met.

Vinton County National Bank

Vinton County National Bank

VCNB Mobile

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