Important Announcement

Attention VCNB Debit Card Holders: Your VCNB Mastercard® debit card is becoming a Tap to Pay with Visa® debit card!  Your basic account terms, uChoose Rewards®, and our commitment to your security and satisfaction will remain the same.  Feel free to contact our Customer Service Team at 800.542.5004 with questions or click here for our FAQ.

Vinton County National Bank

Rewards Checking Account

Get Rewarded For Your Everyday Banking Behaviors

You work hard for your money. Now make your money work harder for you. With a Rewards Checking Account1 from Vinton County National Bank (VCNB), earn points for your purchases with your VCNB debit card and for your everyday banking behaviors like direct deposit and bill pay. You can redeem your rewards for cash, gift cards, merchandise, travel and more. Earn points for every purchase when you use your VCNB Rewards Checking Account debit card. It’s bonus checking at its finest.

How Do I Earn Rewards?

Features Benefits
Open a Rewards Checking Account 1,000 pt bonus; one-time upon opening
uChoose Rewards® Points
(both PIN & Sig purchases)
1 pt for every $3 spent; 200 bonus pts for 21 or more purchases/cycle
Online Bill Pay 20 pts per transaction; 100 max pts per cycle
Zelle®  50 pts per transaction; 200 max pts per cycle
Direct Deposit 10 pts per transaction; 10 pts max per cycle
Automatic VCNB Loan Payment 10 pts per transaction; 10 pts max per cycle
Anniversary Rewards 500 pts annually for life of account

Rewards for Additional Products:

Products Benefits
Visa® Platinum Favor Credit Card 1 pt for every $1 spent; 1,000 pt, one-time bonus at account opening
New Savings Account 1,000 pt, one-time bonus at time of account opening
New Loan Accounts Watch for future promos

Open Now

Already have a Rewards Checking Account and debit card? Register your card now and start earning rewards at

1. Monthly service charge of $7 will be imposed each statement cycle. To receive a $7 credit to the account each statement cycle for the monthly service charge, you must do ONE of the following: Complete 15 or more debit card transactions per statement cycle (Signature or PIN based) OR Maintain a combined monthly total deposit relationship of ≥ $5,000 (Checking, Money Markets, CDs and Savings) (Excludes all business accounts and IOLTA accounts). A monthly fee of $5.00 will be charged if you elect to receive paper statements.

Vinton County National Bank

Vinton County National Bank

Deposit Checks

Deposit a check from anywhere, anytime with VCNB Mobile.

Read more