Important Announcement

SCAM ALERT – If you are contacted by anyone who asks for personal information like account numbers, your address, PIN, date of birth or social security number, DO NOT provide any information they request. Don't worry about being polite or whether they could really represent the bank. Simply hang up and give us a call at 1.800.542.5004.

Vinton County National Bank

ATM & Debit Cards

The Jeanie ATM Card and MasterCard debit cards allow 24 hour access to your checking and savings accounts at various ATMs.

Both cards are accepted by JEANIE, PLUS and STAR systems. MasterCard debit cards are issued only on checking accounts. The Debit card can eliminate the need to carry a checkbook or large amounts of cash.

Charges & Fees

Pin Based Transactions. You have the option to use your personal identification number in a transaction with a merchant. You will not be charged a fee for these PIN based transactions. Additionally, a signature based (credit) transaction will not incur a fee.

ATM Surcharges. When you use an ATM not owned by us and not part of the MoneyPass® network, you will be charged a $1.00 fee per transaction. Additionally, you may be charged a fee by the ATM operator or any network used to complete the transaction (and you may be charged a fee for a balance inquiry).

Added Protection

For added protection against unauthorized use of your debit card with online merchants, MasterCard has offered a new SecureCode feature. Click here to enroll and take advantage of this security enhancement.

ATM Locations

Debit cards can be used any place where MasterCard is accepted (13 million locations worldwide). Use the MasterCard ATM Locator to find ATM locations worldwide or use a local VCNB ATM for FREE!