Scam Alert

We've received reports that scammers are spoofing our phone numbers and pretending to be the bank when calling customers and requesting personal and account information. Please remember that we will never call, text, or email you asking you to log in or share your personal information like your PIN, account numbers, account balances, or full social security number. If you received a call from someone saying they work for VCNB and you answered these types of questions, please contact our Customer Service Team immediately at 800.542.5004.

Vinton County National Bank

ATM & Debit Cards

The ATM Card and Visa debit cards allow 24 hour access to your checking and savings accounts at various ATMs.

Both cards are accepted by Accel, Interlink, and Plus systems. Visa debit cards are issued only on checking accounts. The Debit card can eliminate the need to carry a checkbook or large amounts of cash.

Charges & Fees

Pin Based Transactions. You have the option to use your personal identification number in a transaction with a merchant. You will not be charged a fee for these PIN based transactions. Additionally, a signature based (credit) transaction will not incur a fee.

ATM Surcharges. When you use an ATM not owned by us and not part of the MoneyPass® network, you will be charged a $1.00 fee per transaction. Additionally, you may be charged a fee by the ATM operator or any network used to complete the transaction (and you may be charged a fee for a balance inquiry).

ATM Locations

Debit cards can be used any place where Visa is accepted. Use the Visa Global ATM Locator to find ATM locations worldwide or use a local VCNB ATM for FREE!

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