Important Announcement

Attention VCNB Debit Card Holders: In an effort to always provide you with valuable financial tools and benefits, your VCNB Mastercard® debit card is becoming a Tap to Pay with Visa® debit card!  Your basic account terms, uChoose Rewards®, and our commitment to your security and satisfaction will remain the same.  As the transition approaches, we’ll send you more information. In the meantime, you can contact our Customer Service Team at 800.542.5004 with any questions.

Vinton County National Bank

Champion Checking Account

Community Champion Banking

Our Community Champion Checking Account1 is our way to give back to those serving our communities.  This new account is especially for first responders, veterans, active military, and anyone employed in the fields of healthcare or education. Earn points for your purchases with your VCNB debit card and for your everyday banking behaviors like direct deposit and bill pay. You can redeem your points for cash, gift cards, merchandise, and other fun rewards like concert tickets and travel.  The Champion Checking Account also features special perks like free official checks and money orders, discounts on loans, and community discounts.

How Do I Earn Rewards?

Features Benefits
Open a Champion Checking Account 1,000 pt bonus; one-time upon opening
uChoose Rewards® Points
(both PIN & Sig purchases)
1 pt for every $3 spent; 200 bonus pts for 21 or more purchases/cycle
Online Bill Pay 20 pts per transaction; 100 max pts per cycle
Zelle®  50 pts per transaction; 200 max pts per cycle
Direct Deposit 10 pts per transaction; 10 pts max per cycle
Automatic VCNB Loan Payment 10 pts per transaction; 10 pts max per cycle
Anniversary Rewards 500 pts annually for life of account

Rewards for Additional Products:

Products Benefits
Visa® Platinum Favor Credit Card 1 pt for every $1 spent; 1,000 pt, one-time bonus at account opening
New Savings Account 1,000 pt, one-time bonus at time of account opening
New Personal Loan Accounts 7,500 pt

Open Now

Already have a Champion Checking Account and debit card? Register your card now and start earning rewards at

    Additional Perks:

  • Custom Debit Card
  • First order of checks free
  • Champion Parking Space
  • Free Official Checks and Money Orders
  • $250 off Closing Cost for New Mortgage or Construction Loan2
  • .25% Rate Reduction for Automatically Deducted Payments on Personal Loans
  • Community Discounts at Preferred Merchant Partners

Preferred Merchant Partners

Ashville/South Bloomfield Dairy Queen: 10% off regular priced items
Kight's Automotive Repair: 10% off
Remi Roos Pet Salon: $5 off any service
Baltimore Dairy Queen: 10% off regular priced items
Bremen Dr. Brian Varney & Associates: $25 services
Rushcreek Pub & Grub: One free soda or tea with food purchase
Canal Winchester Canal Wigwam: 15% off bill ($10 max discount)
Dairy Queen: 10% off regular priced items
Chillicothe Bell Farms: 10% off any entree
Casa Del Taco: 10% off (not valid with any other coupon or discount)
Danbarry Cinemas: $1 off regular admission (up to two/visit)
E.M. Smith Family Jewelers: 10% off any regular priced merchandise
Gustavo's International Cuisine: 10% off meal
Mees Jewelry: 10% off total purchase ($200 max discount.  Not valid with other coupons or discounts)
YMCA of Ross County: 10% off monthly membership
City Business
Circleville Dairy Queen: 10% off entire order
Gant's Pizza & Pub: $2 off lg pizza dine in or carry out
Richie's New York Corner Deli: 10% in store / in person / call
Subway: 10% off 
Columbus Subway (Inside Children's Hospital): 10% off any sub, wrap or salad
Gallipolis Silver Screen VII: $1 off regular admission (up to two/visit)
Grove City Subway (Inside WalMart): 10% off any sub, wrap or salad
Jackson Circle M Meats: $1 off any purchase
Cardo's Pizza: 10% off one adult buffet
Four Mile Bakery: Free fountain drink or coffee w/ donut purchase
Tri City Theater: $1 off regular admission (up to two/visit)
Lancaster Dairy Queen: 10% off regular priced items
Dittmar Sales & Service: 5% off
Lube Quik: $3 off conventional and $5 off synthetic
Piper's Service Center: 10% off all services up to $500 (excludes batteries & tires)
Subway: 10% off any sub, wrap or salad
Todd Childers, CPA: $10 off personal tax service prep
Wright Landscaping Supply & Market Place: $3 off/yd on bulk items
Laurelville Hocking Hill Petroleum: 10% off total sale of inside merchandise and food
Village Cafe: 10% off total bill
White Hardware: 5% off any purchase
Logan Hungry Buffalo: 10% off food purchase
Hunter Street Saloon: 10% off food
Millstone BBQ: 10% off food purchase
The Olde Dutch Restaurant: 10% off food purchase
McArthur All-Ohio Hair, Skin and Nails: Every 5th haircut FREE
All-Ohio Lawn Care: Free Estimate & 1st Cut Free with weekly or 10-day contract
Alley Way Trends: 10% off purchase
Frank's Country Cottage: $10 off 2-night stay
Le Petit Chevalier Vineyards & Farm Winery: 10% off non-alcoholic merchandise
Knepp's Power Equipment: 2% off a tractor rider mower or zero tun
Mullins Pizza: $1 off any pizza
McDonald's Towing & Garage: Free Tire Rotation
Percelli's Pizzeria: $2 off an 18" pizza
Poked & Polished: 10% off services PLUS 50% off 6th service with loyalty card
Smoke-N-Beans: 10% off food and beverages (Does not include merchandise)
The Main Eatery: $1 off All Dinners
Vinton County Floral: $2 off deliveries
West Side Motor Sales: $15 title fee waived with vehicle purchase
Zinn Brothers Automotive: $5 off synthetic oil change
New Lexington Dairy Queen: 10% off regular priced items
Pataskala Elliott's Wood Fired Kitchen & Taproom: $5 off bill of $20 or more (food only)
Pataskala Meats: 10% off any retail meat counter purchase over $100
Waverly ABC Wholesale: 10% off purchase
Aunt Tique's & Uncle Junque's: 10% off purchase (excludes firm prices)

1A monthly Fee of $5.00 will be charged if the customer elects paper statements.  2All loans are subject to application and credit approval.

Vinton County National Bank

Vinton County National Bank

Deposit Checks

Deposit a check from anywhere, anytime with VCNB Mobile.

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