Sandy Wachenschwanz began her banking career in 1979 when she was a senior in high school. She started out working in various banking departments before finding her way to lending in 1998. Since then she has worked in installment, credit card, home equity and mortgage lending but has been able to focus on mortgage and home equity lending since joining the VCNB Financial Family in 2019. She and her husband Bob have six children and ten grandchildren. She said they love working together doing most anything. She especially enjoys gardening, canning and spending time with family. Sandy is devoted to her church where she works as the secretary/treasurer.