Important Announcement

Attention VCNB Debit Card Holders: VCNB Tap To Pay with Visa® debit cards have been sent out to all cardholders! Your old VCNB Mastercard will be deactivated on September 30 so it is vital you activate and begin using your new Visa immediately. If you are a uChoose Rewards® customer, you will need to create a new uChoose account for this debit card. Call our Customer Service Team at 800.542.5004 for assistance. Get more details about your new Visa debit card on our blog - click here!

Sandy Wachenschwanz
Retail Lender

Sandy Wachenschwanz

NMLS#: 774677
Home Office: McArthur
Email:
Phone: 740.596.2525, Ext 2212
Cell: 740.590.6341
Fax: 740.596.2073

About Me

Sandy Wachenschwanz began her banking career in 1979 when she was a senior in high school. She started out working in various banking departments before finding her way to lending in 1998. Since then she has worked in installment, credit card, home equity and mortgage lending but has been able to focus on mortgage and home equity lending since joining the VCNB Financial Family in 2019. She and her husband Bob have six children and ten grandchildren. She said they love working together doing most anything. She especially enjoys gardening, canning and spending time with family. Sandy is devoted to her church where she works as the secretary/treasurer.


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Use our free online pre-qualification tool to help you find the right mortgage loan. It takes just minutes to find out how much you can afford to borrow as well. Pre-qualification letters are great to show sellers that you are a serious home buyer.

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Ready to obtain financing for a home purchase or refinance? Use our easy online application anytime and from anywhere. Ready to talk? Call or email one of our mortgage specialists and they would be happy to assist you.

Mortgage Calculators

Should you refinance? Is it better to rent or buy? How much will I save by increasing my mortgage payment? Look for answers to these questions and more by using our financial calculators.

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Loan Options

At Vinton County National Bank, all of our mortgage loan options feature competitive terms and interest rates. Whether you’re buying your first home or refinancing an existing home, we can help you find the loan perfect for your needs.

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