Roger Hayes has over 24 years of experience in commercial lending in various areas including commercial and investment real estate, equipment financing, agriculture, business expansion and acquisition. With all of this experience at hand, he believes his expertise lies in helping businesses grow, build and succeed. He finds being active in the community incredibly rewarding and looks forward to serving the unique needs of each individual customer. Roger is a graduate of Ohio State University where he studied finance and economics. He has continued his education with the Risk Management Association, Ohio Bankers League and Community Bankers Association of Ohio. Roger and his wife Patti enjoy their hobby farm with their two dogs. He enjoys fly fishing, golfing and working on their acreage. He is a devoted member of his church and active in his community.