Why Use Online Banking?
If you are concerned about the security of your bank accounts, have a desire to know what’s going on with your money, or simply appreciate convenience - and still aren’t using Online Banking - it’s time for us to talk.
You are missing out on the real-time ability to know what’s happening with your money and to conveniently perform many tasks that will make money management more secure than ever.
Security
With fraud at an all-time high, it’s important to take all steps possible to protect your personal information and to keep track of what’s happening to your accounts. We recently wrote a story about the dangers of check fraud which you can read here.
Checks are one of the top drivers of financial fraud and identity theft today. That’s why we encourage customers to use Online Bill Pay in lieu of paper checks. It’s a free service to VCNB customers and a way to guarantee your payment arrives on time, every time.
We also encourage customers to be vigilant toward suspicious charges. This can be done by logging into online banking regularly to check balances and monitor transactions. Spotting a fraudulent transaction early can save you a lot of trouble later. This monitoring can also be automated by setting account alerts for a variety of reasons including any time a debit or credit hits your account or when your account balance falls below a certain threshold.
Remember, using our secure online banking system to view your account statements is far safer than having them delivered by mail. Plus, if you use our mobile app, you can turn your cards off when not in use and turn them back on when you’re ready to use them!
Convenience
It’s hard to beat the convenience of online banking as you can see how much money is currently in your account or what your loan pay-off is. You can also transfer funds between your accounts, easily pay bills, send money to friends, and even open a new account! Knowledge is power when it comes to managing your money and this is a convenient way to stay informed about your loans, checking, savings and CD accounts!
Time Savings
We are what you might call “people, people” so we really like seeing our customers in person. That’s how we get to know each other and how we best serve you but we are also practical people. We understand that a trip to the bank is an errand you may not have time for and that you can save a lot of time using our online banking and mobile app. For example, with our mobile app, you can deposit a check using the camera on your mobile device. You can pay bills online so you don’t have to write checks and go to the post office for stamps. You can make your loan payment or transfer funds when it’s convenient for you and not just during bank hours.
Ready to get started? Visit here for a video tutorial on Online Banking and to get started!
Once you are enrolled in Online Banking, go the next step and download our mobile app to make keeping up with your accounts on the go as easy as can be!